Saturday, August 23, 2008

Health Insurance vs Health


Back in the 1990's, I had health insurance through the California Major Risk Medical Insurance Program, aka MRMIP. The last premium I paid for myself alone was $408. for a month. This program gets funding from the huge tobacco taxes imposed on California smokers, but apparently those taxes are chicken feed to those collecting them. This chart shows that for my husband and myself to be insured under Blue Shield HMO (the best plan shown), we would have to pay nearly $2,300. monthly. That would give us the ability to go to a doctor and get services by paying co-payments, except for the limited services that do not require a co-pay. Gee, what a bargain those are! The upper level of this (full) chart is for individuals, and the bottom is for two people. This .pdf is the full handbook.



Those prices are extremely unhealthy, and there is something very wrong with the current health care system - in more than one way. It isn't only about money, but when it so garishly implies that it is, people fail to see the rest of the picture. Never mind that legitimate and appropriate care is extremely hard for anyone to find, when there are people who are begging for any care at all, because of the financial aspect.

I was very dismayed when it was suggested that our new leadership would impose the mandatory purchase of health insurance upon the citizenry. I do not want to purchase health insurance. It is not a value, and I cannot afford it at any price. This is not because of my income level, but because I do not wish to throw away money. I was so angry about this possibility, that I finally convinced myself to consider it a tax, if it does come to pass. It is a tax, but a wasteful one like so many others we are subject to. It is still easier for me to think of it that way.

Friday, August 22, 2008

Two common questions


When I first began distributing Original Limu, I put up Our Limu Story. That was in November 2007, and I haven't updated the page. I did find that people who came across the page were seeking the answers to these questions:

1) Can a person be allergic to Original Limu?

2) Why is Original Limu so expensive?

I believe that a person can be allergic to anything, either upon its first use, or at a later time after developing an allergy to the substance or food. The likelihood of being allergic to Original Limu is not greater than the likelihood of being allergic to any food, in my opinion. If one has a known allergy to seaweed, however, I wouldn't suggest that the person use Original Limu.

Apart from allergies, one can become sensitive to foods over time. I like cooking chicken with garlic & parsley seasoning, but after doing so for many years, I began to get severe, choking heartburn after going to bed. Fortunately, I solved this problem without seeking medical care, which today would mean being diagnosed with "acid reflux disease". Common professional treatment for that newly created disease often consists of expensive monthly prescriptions, to be taken before symptoms appear. I do not consider heartburn a disease. It is a common condition, and I would not think of prophylactically taking a newly marketed prescription drug for it. I now use less seasoning (it's the garlic that gets me) on my chicken, and I purchase generic Tums at Target. I do not take the Tums before I actually have heartburn. This means I don't take very many of them!

Original Limu is expensive for at least a couple of reasons. One is the fact that it is sold through a multi-level marketing plan. Pricey products seem to go with that territory. Those who are interested in using food supplements and natural products for health reasons ought to know that the goal is to enhance their health and minimize the necessity of using doctors. When you look at it that way, Original Limu does not seem so expensive after all.

These questions were my own, prior to becoming a distributor, although the first was resolved after I had been a customer, researcher and user of the product. The price still bothers me, because I believe everyone should have full access to both standard medical care, and the health-enhancing products they need - regardless of their financial position.

Comments, questions and discussion are welcome!

Profile


I'm a homemaker, wife, mom, grandma and distributor of Watkins products. I originally had in mind a different direction for this blog, but I decided I would put some focus into Original Limu, because people seem to have questions about the product and have trouble getting answers. I don't have all the answers, but am open to questions, discussion and sharing my thoughts and information. You can find wild claims and dramatic stories elsewhere - here you will find my opinions, ideas and experience. This is also not an Original Limu *only* blog, as I will likely have other things to share involving home, hometown, finance, human and consumer issues. I am glad to comply with the law by concluding with this disclaimer: I am not a medical professional, and my opinions should not be construed as medical advice.